Our Policies
Homeowners Coverage
We have policies to cover all types of dwelling needs: Primary Residences, Secondary Homes, Condominiums, Mobile Homes and Modular Homes. We also offer tenant policies to cover your personal property while renting. We will review your coverage and apply discounts that may include claims free, customer loyalty, multi-policy discounts. Even if you do not qualify for discounts we offer a variety of very competitive products than can be tailored to your unique needs.
Auto Personal & Commercial
Our agency offers a wide range of automobile products including coverage for personal and commercial vehicles. We welcome an opportunity to review your current coverage and discuss the options available to you.
The Basics
An automobile insurance policy protects against property, liability and medical costs if you’re involved in an accident.
- Liability coverage pays your legal responsibility to others for bodily injuries or property damage
- Medical coverage pays the cost of treating injuries, rehabilitation and, sometimes it will pick up the deductible and funeral expenses if you are at fault.
- Physical damage pays to repair your car if damaged or stolen
- Uninsured Motorist Coverage (UM Coverage) pays damages to you for bodily injury resulting from an accident with an uninsured or hit and run driver.
- Underinsured Motorist Coverage (UIM Coverage) covers for property damage and bodily injury caused by another motorist whose coverage is insufficient to cover the damages one has suffered
Personal Umbrella
Umbrella insurance is designed to give you added liability protection for lawsuits, and claims that rise against you. In today’s “lawsuit-happy” world it is the best and most inexpensive way to protect your assets.
Farm Insurance
In today’s ever changing Farm industry we can offer you customized protection for all your farming needs. As an independent agent working on your behalf, we match your unique needs with the insurance carrier that specializes in your field.
Business/Commercial
No matter the size of your commercial property holdings, we’ll spend time discussing your needs and finding affordable coverage options.
